Stabyl has chosen DFNS. Stabyl is building the unified liquidity layer for Africa’s payment providers, banks, and financial systems, real-time FX and instant settlement where the traditional system is slowest and most expensive. For a company whose entire product is liquidity you can trust, the layer that holds balances, executes settlement, and enforces controls is not a back-office concern. It is the engine room. That layer now runs on DFNS.
Stabyl, the liquidity engine for global settlements
Stabyl delivers institutional infrastructure for global liquidity, built for African PSPs, banks, and modern financial systems. The problem it attacks is one of the most stubborn in finance: cross-border liquidity in frontier corridors is fragmented across counterparties, priced opaquely, and settled slowly, forcing institutions into pre-funded float, idle balances, and a patchwork of workarounds.
Stabyl replaces the patchwork with one layer. Aggregated liquidity consolidates fragmented global markets into a single deep pool, eliminating the need for multiple counterparty relationships and delivering superior price discovery with zero execution friction. Instant settlement moves institutions from T+3 to immediate finality, so float stays productive and deployable until the exact moment of execution. An enterprise matching engine and intelligent routing hold pricing stable from boutique transfers to institutional volumes above $50 million, across frontier corridors and global networks. And every transaction carries a comprehensive audit trail, with full visibility into rate formation, routing paths, and spreads, built for reconciliation, regulatory oversight, and internal controls.
It serves both sides of the market: financial institutions, banks, PSPs, fintechs, and licensed money service businesses, and the trading companies, importers, exporters, and corporates that move real value through these corridors. As Stabyl’s co-founder and CEO Zach Schwartzman puts it: “Liquidity should behave like infrastructure, always available, transparently priced, and callable by API.”
We agree. And infrastructure that behaves like infrastructure needs the same thing underneath.
How DFNS supports Stabyl
DFNS is the core banking platform for digital assets: the operating layer between a company’s business logic and the networks its value moves on. For Stabyl, the building blocks of a liquidity and settlement business come as one system, through one API.
Accounts and wallets sit at the foundation, provisioned programmatically for Stabyl’s flows across stablecoins and networks. On top of that account layer, DFNS provides the transaction processing behind every settlement leg, treasury tooling to manage balances and liquidity across chains and corridors, and a policy and governance engine that enforces limits, allowlists, quorums, and screening before anything moves, which matters enormously for a business operating across jurisdictions where compliance posture is the product’s credibility. Real-time webhooks feed the reconciliation and transaction-history transparency Stabyl’s institutional clients depend on.
Reliability is not negotiable at settlement scale. A liquidity layer promising instant finality cannot have its infrastructure be the slow or fragile part. DFNS runs its own blockchain node infrastructure, chain by chain, with API-level idempotency, transaction rebroadcasting, and real-time failover, the same rails payment companies like Stripe and MoonPay, have run at near-zero failure rates.
The corridors where this matters most
Africa is where the gap between legacy rails and onchain settlement is widest, and where closing it changes the most. The continent’s cross-border corridors are among the most expensive in the world to move money through, while its adoption of stablecoins for real payments, not speculation, leads the world. The institutions serving these markets do not need another workaround. They need liquidity that behaves like infrastructure, and infrastructure that deserves the name.
That is the partnership. Stabyl provides the unified liquidity layer, deep, instantly settled, transparently priced. DFNS provides the operating platform that runs the accounts, transactions, treasury, and governance underneath it, extending across every corridor Stabyl opens. Deep liquidity. Instant settlement. And beneath it, a core banking platform built for exactly this.
Get started
- Learn more about Stabyl: stabyl.com
- Learn more about onchain core banking: dfns.co
- Explore the platform and documentation: docs.dfns.co
- Talk to our team: sales@dfns.co